❏ Copy of the sales contract
❏ Mailing address and property description
❏ Contact information for access to the property
❏ Plans and specifications (new construction only)

Personal information

❏ Social Security number
❏ Age
❏ Years of schooling
❏ Marital status
❏ Number and ages of dependents
❏ Current address and telephone numbers
❏ Addresses for the past seven years
❏ Current housing expenses (rent, mortgage, insurance, taxes)
❏ Name and address of landlord or mortgage holder for past two years

Employment history and income

❏ Two years of employment history, with complete details of each job
❏ Recent pay stubs and two years of W-2 forms
❏ Complete tax returns and financial statements if self-employed
❏ Written explanation of employment gaps
❏ Records of dividends and interest received
❏ Proof of other income

Assets

❏ Complete information on all bank and money market accounts
❏ Two months of bank statements
❏ Current values of stocks, bonds, mutual funds and other investments
❏ Vested interest in retirement funds
❏ Value of life insurance
❏ Information on vehicles you own
❏ Information on real estate you own
❏ Value of significant personal property you own

Liabilities and debts

❏ Itemized list of all current debts (loans, credit cards and other bills)
❏ Written explanation of past credit problems
❏ Full details of bankruptcy during the last seven yearsFees
❏ Credit report and appraisal fees (usually $500 or less)