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::  Finding and Buying a Home  ::

The homefinding process typically includes many of the following elements.

I will be your resource and guide every step of the way.
 
Initial Consultation
  • Determine your priorities and needs
  • Review “agency” choices and select appropriate working relationship
  • Discuss financing options
Finding the Right Home
  • Sales associate to show you properties based on your criteria
  • Evaluate each property with sales associate
  • Choose the right home
Preparing an Offer
  • Review comparable sales to determine offer price
  • Review progress of loan pre-approval; decide on financing
  • Decide on other terms (inspections, possession date, personal property, etc.)
  • Prepare earnest money deposit
Reaching an Agreement with a Seller
  • Present your offer
  • Negotiation of terms and possible counteroffers
  • Agreed-upon sales contract with seller
Completing the Settlement Process
  • Deposit of earnest money
  • Review seller’s property disclosures
  • Review preliminary title report
  • Roof, termite and other inspections
  • Remove any remaining contingencies
  • Arrange for homeowners insurance
  • Arrange for home warranty
  • Arrange for movers
  • Final walk-through of property with sales associate
  • Provide balance of down payment and closing costs
  • Sign documents
  • Loan funding
  • Recording of title
  • Receive keys from sales associate
  • Move in!

 

  
Obtaining Financing
  • Find a mortgage company
  • Consult with a loan officer
  • Pre-qualification
  • Complete loan application
  • Obtain loan pre-approval
  • Provide requested documentation

 

 

 

 

 

 

 

 

 

 

 

 

 

  • Property appraisal
  • Loan processing
  • Final loan approval

 

 

 

 
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Prudential is a registered service mark of the Prudential Insurance Company Of America. Equal Housing Opportunity Equal Opportunity Employer
MLS Members: Scranton, Wilkes-Barre, Hazleton

1149 Wyoming Ave. Forty Fort, PA 18704  &  28 Carverton Rd.Shavertown, PA 18708
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