Unless you are in a position to pay all
cash for your home, you will
need to obtain a home loan (mortgage) to complete the purchase.
I will assist you in this process to help ensure that you obtain the
financing that meets your needs.
Being pre-approved for a loan before you
submit an offer will put you in a
stronger negotiating position and can save time in the loan approval
process.
I can put you in touch with experienced loan officers at leading
mortgage
companies. Your loan officer will be your principal guide through the
financing process.
Various financing options may be available to you, including:
Fixed Rate Mortgage
Adjustable Rate Mortgage (ARM)
Government-assisted (FHA or VA) financing
Seller-assisted financing
You can expect the lender to ask for standard information regarding
your
income, expenses and obligations.